The FINANCIAL Group, established in 1985, is a private banking Group that is heavily involved in the local economy through its  two businesses : commercial banking and microfinancing.

The Group has a French capital base and operates in Africa, with a network of branches in five countries (Benin, Gabon, Guinea Conakry, Chad and Togo) in three currency zones in West and Central Africa.

The FINANCIAL Group works with a highly diversified clientele, from multinational companies to one-man peanut sellers, in a range of developing markets.

The aim of the Group is to support and finance economic growth and to reduce poverty. Using a variety of appropriate methodologies, the FINANCIAL Group offers the best international standards in financial services whilst helping some of the world's poorest people to realise their full potential.  / Learn More. 

Thanks to the broad and continually updated range of financial products and services developed by the FINANCIAL Group, it can support economic players in their day-to-day lives and in implementing a highly diverse range of economic projects. / Learn More. 

High-performance technology and information systems ensure that banking transactions are processed efficiently and reliably on a common platform (Jason Informatique).  / Learn More. 

The FINANCIAL Group works at grass-roots level and can respond quickly and efficiently thanks to its extensive network, its close relationship with top-rank contacts in the banking world and its high-quality partnerships with international institutions and organisations. / Learn More. 

The Group is based on values of professionalism, proximity and innovation. Every day, several hundred employees use their skills and commitment to assist our customers and help them grow. / Learn More.

The FINANCIAL Group's historic commitment to sustainable development is based on a firm conviction. The principle of sustainable development is an integral part of the FINANCIAL Group's strategies, which advocate the development of a socially equitable economy in terms of company organisation, commercial development, human resources management and environmental protection. / Learn More. 

Sound supervision is a determining factor of economic performance and maintaining confidence, since it ensures improved management of risk and a satisfying balance of interests. / Learn More. 

TThe rules of professional conduct have always been part of the fundamental values of our businesses. They go beyond simply applying the legal and regulatory requirements in force. / Learn More. 

The Group has a presence in 5 countries (Benin, Gabon, Guinea Conakry, Chad and Togo) in three currency zones (UEMOA (or WAEMU – West African Economic and Monetary Union), CEMAC (or EMCCA – Economic and Monetary Community of Central Africa) and Guinea Conakry), through 13 bank branches and microfinance offices, which employ over 500 staff serving tens of thousands of customers. 

As at December 31, 2005, the Group's figures were as follows:

• Activity report
• Financial report