FINANCIAL BANK TCHAD offers you products to optimise the management of your cash surpluses.

Term Deposit

The Time Deposit (TD) is a flexible investment: the term and the interest rate are negotiable, depending on market conditions. The banks set a minimum amount and a minimum term.
If you need money before the investment matures, you can obtain an advance or ask for the funds to be repaid.

The TD is subject to a contract between the parties. The interest is paid upon maturity.

The TD must be linked to a current account.

Short-Term Note

Like the TD, the Short-Term Note (which can be either registered in your name or anonymous) is a flexible investment: the term and the interest rate are negotiable, depending on market conditions. The banks set a minimum amount and a minimum term.

The Short-Term Note is a security issued by the Bank in return for a deposit, with the remuneration and investment terms being determined at the time the investor subscribes to the Note. Interest is paid upon subscription.

To find out more, please contact us.